There are a number of reasons why an insurance company might deny a life insurance or accidental death claim. The most common bases for denial are:
Nathan Bax has extensive experience with and frequently handles cases involving the above basis for denial and many others.
If your claim for life insurance or accidental death insurance benefit has been denied, you will need to adhere to the strict 180 day appeals process. There are specific deadlines and requirements that must be complied with. Therefore, time is of the essence and it is critical to have an experienced ERISA attorney on your side to improve the likelihood of prevailing in the appeal.