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Maximizing your benefits
Self-Funded vs. Insured
On behalf of Foster Law Firm, LLC posted in on Tuesday.
July 30, 2019

If a person is covered by an ERISA governed employee benefit plan through a private employer, chances are that the plan is either self-funded or insured.  What is the difference? Self-Funded Plans vs. Insured Plans: What is the Difference?...

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Denial of a Long Term Disability Claim Due to Pre-Existing Condition
On behalf of Foster Law Firm, LLC posted in on Monday.
July 08, 2019

Long term disability insurers very often deny claims on what is called a pre-existing condition exclusion.  While pre-existing condition exclusions are currently outlawed in most health insurance policies, they still exist in many, if not most, long term disability plans.  In the below blog, attorney Ryan Alderson discusses what pre-existing condition exclusions are and how ...

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