Long term disability insurers very often deny claims on what is called a pre-existing condition exclusion. While pre-existing condition exclusions are currently outlawed in most health insurance policies, they still exist in many, if not most, long term disability plans. In the below blog, attorney Ryan Alderson discusses what pre-existing condition exclusions are and how they operate in long term disability plans.
Denial of a Long Term Disability Claim Due to Pre-Existing Condition
