Offsets and Other Income Benefits – What are they, and what do they mean for your short term and long term disability benefits? Continue reading more about this topic in our blog post. Offsets and Other Income Benefits – What are they, and what do they mean for your short term and long term disability ...
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If a person is covered by an ERISA governed employee benefit plan through a private employer, chances are that the plan is either self-funded or insured. What is the difference? Self-Funded Plans vs. Insured Plans: What is the Difference?...
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Long term disability insurers very often deny claims on what is called a pre-existing condition exclusion. While pre-existing condition exclusions are currently outlawed in most health insurance policies, they still exist in many, if not most, long term disability plans. In the below blog, attorney Ryan Alderson discusses what pre-existing condition exclusions are and how ...
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This is often one of the most difficult questions to answer, because the answer seems patently unfair. I’ve been fighting with the insurance company for months now, what compensation can I recover?...
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The Social Security Administration has proposed new rules about investigating claimants’ social media and on-line posts. This proposal mirrors how social media is already treated in long term disability cases and poses a significant risk for disabled individuals. Attorney Nathan Bax discusses the potential implications. On-Line Activity and Social Media...
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Tags: blogERISA CasesFoster Law FirmLong Term Disability GreenvilleNathaniel W. BaxSouth Carolina
South Carolina readers know that distracted driving is a serious issue. With more distractions affecting drivers than ever before, it is a problem that does not seem to be going away any time soon. Authorities and researchers have looked for ways to decrease the number of people driving while distracted, including looking at the reasons ...
Continue reading Are perspectives on distracted driving changing? ...
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Started in 1974, the Employee Retirement Income Security Act is intended to protect the interests of the employees, retired and active, who have pension plans, health care plans, disability insurance plans and other benefit plans through their employer. While the law does not necessarily require that an employer offer a specific type of benefits, it ...
Continue reading ERISA health insurance and your rights ...
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In the days after your illness or injury, you may have held out hope that you could fully recover. Then, it became evident that you may not, and you began to look toward an uncertain future plagued with financial worries. You realized that what you had hoped would be a short-term hiatus from work has ...
Continue reading Are you seeking long-term disability benefits? ...
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The circumstances surrounding your accident may be a blur, and that is often a mercy. Motor vehicle accidents can be emotionally traumatic, having a negative impact on someone who has a long recovery ahead. What is clear is that you suffered a devastating spinal cord injury. In fact, car accidents are the cause of nearly ...
Continue reading Spinal cord injury may require a lifetime of care ...
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If you are fortunate to have retirement benefits through your employer, you may be aware of the Employee Retirement Income Security Act of 1974. ERISA provides strict guidelines for private employers who offer such benefits to ensure that the trustees of retirement plans behave ethically with your money. What you may not know is that ...
Continue reading How ERISA helps — and complicates — your disability claim ...
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