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Maximizing your benefits
Offsets and Other Income Benefits
On behalf of Foster Law Firm, LLC posted in on Friday.
August 09, 2019

Offsets and Other Income Benefits – What are they, and what do they mean for your short term and long term disability benefits? Continue reading more about this topic in our blog post. Offsets and Other Income Benefits – What are they, and what do they mean for your short term and long term disability ...

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Self-Funded vs. Insured
On behalf of Foster Law Firm, LLC posted in on Tuesday.
July 30, 2019

If a person is covered by an ERISA governed employee benefit plan through a private employer, chances are that the plan is either self-funded or insured.  What is the difference? Self-Funded Plans vs. Insured Plans: What is the Difference?...

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Denial of a Long Term Disability Claim Due to Pre-Existing Condition
On behalf of Foster Law Firm, LLC posted in on Monday.
July 08, 2019

Long term disability insurers very often deny claims on what is called a pre-existing condition exclusion.  While pre-existing condition exclusions are currently outlawed in most health insurance policies, they still exist in many, if not most, long term disability plans.  In the below blog, attorney Ryan Alderson discusses what pre-existing condition exclusions are and how ...

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What Can I Recover?
On behalf of Foster Law Firm, LLC posted in on Monday.
June 10, 2019

This is often one of the most difficult questions to answer, because the answer seems patently unfair. I’ve been fighting with the insurance company for months now, what compensation can I recover?...

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On-Line Activity and Social Media
On behalf of Foster Law Firm, LLC posted in on Monday.
June 03, 2019

The Social Security Administration has proposed new rules about investigating claimants’ social media and on-line posts.  This proposal mirrors how social media is already treated in long term disability cases and poses a significant risk for disabled individuals.  Attorney Nathan Bax discusses the potential implications. On-Line Activity and Social Media...

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ERISA LAW | Statute of Limitations
On behalf of Foster Law Firm, LLC posted in on Tuesday.
May 28, 2019

The statute of limitations (the time period in which a person has to bring a lawsuit) is a particularly complicated area of ERISA law.  In this blog, Attorney Nathan Bax discusses those complications and a case in which he prevailed on the statute of limitations issue. Statute of Limitations in ERISA Cases  ...

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Are perspectives on distracted driving changing?
On behalf of Foster Law Firm, LLC posted in on Wednesday.
January 24, 2018

South Carolina readers know that distracted driving is a serious issue. With more distractions affecting drivers than ever before, it is a problem that does not seem to be going away any time soon. Authorities and researchers have looked for ways to decrease the number of people driving while distracted, including looking at the reasons ...

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ERISA health insurance and your rights
On behalf of Foster Law Firm, LLC posted in on Saturday.
December 23, 2017

Started in 1974, the Employee Retirement Income Security Act is intended to protect the interests of the employees, retired and active, who have pension plans, health care plans, disability insurance plans and other benefit plans through their employer. While the law does not necessarily require that an employer offer a specific type of benefits, it ...

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Are you seeking long-term disability benefits?
On behalf of Foster Law Firm, LLC posted in on Wednesday.
November 29, 2017

In the days after your illness or injury, you may have held out hope that you could fully recover. Then, it became evident that you may not, and you began to look toward an uncertain future plagued with financial worries. You realized that what you had hoped would be a short-term hiatus from work has ...

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Spinal cord injury may require a lifetime of care
On behalf of Foster Law Firm, LLC posted in on Tuesday.
November 07, 2017

The circumstances surrounding your accident may be a blur, and that is often a mercy. Motor vehicle accidents can be emotionally traumatic, having a negative impact on someone who has a long recovery ahead. What is clear is that you suffered a devastating spinal cord injury. In fact, car accidents are the cause of nearly ...

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